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About me

I have been investing in real estate for over 10 years and have a passion for helping people wanting to either buy their first home, move up/down, or invest in income properties.

I have access to the very best products available across Canada. Give me a call… I think you’ll be pleasantly surprised!

Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

1.35%

Current prime rate is

2.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
- 1 Year
- 2.79%
- $462.54
- 2.19%
- $432.68
- $29.86
- 2 Years
- 2.94%
- $470.17
- 1.99%
- $422.97
- $47.20
- 3 Years
- 3.49%
- $498.74
- 2.34%
- $440.04
- $58.71
- 4 Years
- 3.74%
- $512.02
- 2.49%
- $447.47
- $64.55
- 5 Years
- 4.59%
- $558.49
- 2.59%
- $452.46
- $106.03
- 7 Years
- 5.35%
- $601.69
- 2.94%
- $470.17
- $131.52
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

I have been working with Sebastien for many years and it has been a pleasure to do so. He is well-informed, conscientious and on top of matters related to his transactions. I would highly recommend Sebastien to anyone needing mortgage services.

John Z.

We would like to say thank you for a 5 star effort. Although this transaction took place during global extraordinary times, you found us a lender with a great rate and got us approved. You presented us with multiple options, answered all of our questions along the way and advised on what you felt was the best for us. Thanks again and job well done! Have a great summer and looking forward to doing business with you in two years,

Fred and Hope

Very detailed, responsive, and provided great solutions to challenging financing situations. Highly recommended!

The Condo Lounge

Videos

DLC - Self Employed Mortgage Solution

DLC - Tips for Paying Your Mortgage Faster

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Getting pre-approved

DLC - Fixed VS Variable Rates

DLC- How to Use Home Equity to Your Advantage

Dominion Lending Centres- How to chose the best Mortgage Term

Dominion Lending Centres- Why use a Mortgage Professional?

Sebastien Fournier

Mortgage Agent

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About me

Current Rates

Current Rates

Calculators

How to Apply

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